NorthWind, LLC provides Specific and Aggregate stop-loss coverage for most self-insured employer groups nationwide. With over 20 years of Stop Loss experience, our underwriting team can tailor coverage for nearly any group of 25 lives or more.
We offer the following:
Minimum Group Size –
25 lives
Minimum Specific Retention
- $15,000
No experience required
up to 150 lives (fully insured only)
Specific Advance
Aggregate Accommodation
Terminal Liability
Aggregate Attachment
of 125%
New Business Contracts
– 12/12, 12/15, 15/12 and 18/12
Renewal Contracts –
Same as New Business plus 24/12 and paid
Capacity of $5,000,000
Specific and $1,000,000 Aggregate
Disclosure – accepted
up to 45 days prior to effective date
Available Group Life
Coverage
State Approval –
All except HI and WA
“A” Rated
Carriers
Western Reserve Life AM Best Report (PDF file)